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full benefits table


BENEFIT (1) - GROUP HOSPITALISATION & SURGICAL PLAN 1 PLAN 2 PLAN 3
Policy Limit
(applicable to all benefits except items marked *)
$250,000 per policy year Maximum per Disability Maximum per Disability
Daily Room & Board 1 Bed
(Private)
2 Bed
(Private)
4 Bed
(Govt/Restructed)
ICU/CCU/HDU As Charged $10,000 $10,000
Hospital Miscellaneous Services As Charged $20,000 $15,000
Surgeon's Fees (subject to schedule of surgical fees) As Charged
(not subject to Surgical Table)
In-Hospital Physician's Fees As Charged
Ambulance Charges As Charged
Pre-hospitalisation/Surgery Specialist's Consultation/Diagnostic Services (up to 90 days before hospitalisation/surgery) As Charged $1,500 $1,000
Post-hospitalisation/Surgery Treatment (up to 90 days) As Charged
Medical Report Fees $100 $100 $100
Accidental Miscarrage/Abortion due to Medical Reason/Ectopic Pregnancy $3,000 $1,000 $1,000
Emergency Outpatient Treatment (due to accident only) As Charged $1,500 $1,000
Emergency Outpatient Dental Treatment (due to accident only) $5,000 $1,500 $1,000
Surgical Implants $5,000 $1,500 $1,000
Outpatient Kidney Dialysis (max per policy year) $75,000 $15,000 $10,000
Outpatient Cancer Treatment $75,000 $15,000 $10,000
Special Grant $5,000 $5,000 $5,000
Hospital Cash Benefit (per day; up to 90 days of hospital confinement in Government/Restructured Hospital) B1 Ward - $150
B2/B2+ Ward - $250
C Ward - $300
B1 Ward - $100
B2/B2+ Ward - $200
C Ward - $300
B1 Ward - NA
B2/B2+ Ward - $150
C Ward - $200
Daily Recovery Benefit (after 3 days of hospitalisation, up to 30 days) $150 NA NA
Dread Disease Recuperation Benefit (Multiple Sclerosis, Heart Attack, Cancer & Stroke)* $10,000
Parent Accomodation (up to 60 days per year for child below age 12) As Charged
Home Nursing (up to 26 weeks) As Charged
Emergency Medical Evacuation/Repatriation* Unlimited
Repatriation of Mortal Remains or Local Burial* Unlimited

 

BENEFIT (2) - GROUP OUTPATIENT GENERAL PRACTITIONER RIDER PLAN 1 PLAN 2
Panel Clinics As Charged As Charged
Visit to Polytechnic As Charged As Charged
X-Ray and Laboratory Tests (referred by panel clinic or polyclinic) As Charged As Charged
Non-panel Clinics $35 per visit $35 per visit
A&E Departments $100 per visit $100 per visit
Overseas Outpatient Treatment $35 per visit $35 per visit
Number of Visits Per Year Unlimited Unlimited
Co-payment Per Visit (applicable to all benefits) NA $10

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