BENEFIT (1) - GROUP HOSPITALISATION & SURGICAL | PLAN 1 | PLAN 2 | PLAN 3 |
---|---|---|---|
Policy Limit
(applicable to all benefits except items marked *) |
$250,000 per policy year | Maximum per Disability | Maximum per Disability |
Daily Room & Board | 1 Bed
(Private) |
2 Bed
(Private) |
4 Bed
(Govt/Restructed) |
ICU/CCU/HDU | As Charged | $10,000 | $10,000 |
Hospital Miscellaneous Services | As Charged | $20,000 | $15,000 |
Surgeon's Fees (subject to schedule of surgical fees) | As Charged
(not subject to Surgical Table) |
||
In-Hospital Physician's Fees | As Charged | ||
Ambulance Charges | As Charged | ||
Pre-hospitalisation/Surgery Specialist's Consultation/Diagnostic Services (up to 90 days before hospitalisation/surgery) | As Charged | $1,500 | $1,000 |
Post-hospitalisation/Surgery Treatment (up to 90 days) | As Charged | ||
Medical Report Fees | $100 | $100 | $100 |
Accidental Miscarrage/Abortion due to Medical Reason/Ectopic Pregnancy | $3,000 | $1,000 | $1,000 |
Emergency Outpatient Treatment (due to accident only) | As Charged | $1,500 | $1,000 |
Emergency Outpatient Dental Treatment (due to accident only) | $5,000 | $1,500 | $1,000 |
Surgical Implants | $5,000 | $1,500 | $1,000 |
Outpatient Kidney Dialysis (max per policy year) | $75,000 | $15,000 | $10,000 |
Outpatient Cancer Treatment | $75,000 | $15,000 | $10,000 |
Special Grant | $5,000 | $5,000 | $5,000 |
Hospital Cash Benefit (per day; up to 90 days of hospital confinement in Government/Restructured Hospital) | B1 Ward - $150
B2/B2+ Ward - $250 C Ward - $300 |
B1 Ward - $100
B2/B2+ Ward - $200 C Ward - $300 |
B1 Ward - NA
B2/B2+ Ward - $150 C Ward - $200 |
Daily Recovery Benefit (after 3 days of hospitalisation, up to 30 days) | $150 | NA | NA |
Dread Disease Recuperation Benefit (Multiple Sclerosis, Heart Attack, Cancer & Stroke)* | $10,000 | ||
Parent Accomodation (up to 60 days per year for child below age 12) | As Charged | ||
Home Nursing (up to 26 weeks) | As Charged | ||
Emergency Medical Evacuation/Repatriation* | Unlimited | ||
Repatriation of Mortal Remains or Local Burial* | Unlimited |
BENEFIT (2) - GROUP OUTPATIENT GENERAL PRACTITIONER RIDER | PLAN 1 | PLAN 2 |
---|---|---|
Panel Clinics | As Charged | As Charged |
Visit to Polytechnic | As Charged | As Charged |
X-Ray and Laboratory Tests (referred by panel clinic or polyclinic) | As Charged | As Charged |
Non-panel Clinics | $35 per visit | $35 per visit |
A&E Departments | $100 per visit | $100 per visit |
Overseas Outpatient Treatment | $35 per visit | $35 per visit |
Number of Visits Per Year | Unlimited | Unlimited |
Co-payment Per Visit (applicable to all benefits) | NA | $10 |