From Left: Tan Hoon Lay, Sim Sim Lim Norman, Poh Chay Lee Alison
From Left: Tan Hoon Lay, Sim Sim Lim Norman, Poh Chay Lee Alison

Composite Financial Consultants, specialising in comprehensive financial planning (Life & General Insurance, Employee Benefits and Business Succession/Continuity).

Amassed over 300 years of vast experience providing advice and solutions to individual and corporate clients.

Top achievers in General Insurance and Corporate Employee Benefits businesses.

Recipients of "AXA Signature" Financial Planner award – a distinguished accreditation by AXA to practitioners who have demonstrated the highest standards of professionalism and customer-centricity in Fnancial services.

Recipients of numerous international awards (MDRT) and international sales conventions and Club Awards for achieving quality business.

Attained professional qualifications such as Chartered Financial Consultant (ChFC), Chartered Life Underwriter (CLU), Associate Estate Planning Practitioner (AEPP), Certified Financial Educator (CFEd) and Institute of Banking & Finance (IBF) Certified Practitioners.


Established in January 2000

An experienced team of financial planning professionals with more than 300 years of experience and a majority of them achieving professional qualifications such as Chartered Financial Consultants (ChFC) and Certified Financial Planners (CFP).

Have been consistently producing numerous award-winning Financial Advisers.

Highly valued for the quality of its business, with very high business retention rate by customers.

Top agency in General Insurance and Corporate Employee Benefits businesses in AXA.